Choose the right type of credit card : SoalSekolahmu

Benefits of making transactions using mega bank credit cards and their types

Few of them are satisfied after making transactions using Bank Mega credit cards. As one of the private banks in Indonesia, Bank Mega also offers credit card services that aim to offer convenience to customers in shopping.

Credit cards themselves seem to have become one of the lifestyles of most Indonesians, given that many benefits can be felt. You no longer need to wait for a monthly payday when you’re tempted to shop around for necessities. It is this reason that makes many people want to use credit cards for everyday payment transactions.

For those who want to make transactions using a Bank Mega credit card, of course, you need to understand the terms of manufacture and how to use it. Simply put, having a credit card like this is like getting a loan that later users can pay bills each month.

Each bank has different rules regarding applying to create a credit card, including Bank Mega. Therefore, in this review we will provide information about Bank Mega’s credit card (CC) services. For those who want to try to make transactions using a Bank Mega credit card, let’s first look at the full discussion here.

Benefits of Transacting Using Mega Bank Credit Cards

This way of making transactions on credit offers many advantages to its users. One of them, Bank Mega, often offers special promotions and discounts when shopping at partner merchants for customers who use credit cards. For those of you who enjoy shopping at the mall, you are assured that the benefits of it will be felt.

Not only that, Bank Mega also provides facilities in the form of CC Mobile which offers convenience for customers when they want to verify transactions and invoices. Here are some of the benefits that will be obtained if you use a Bank Mega credit card:

  1. Mega bill

Make it easy to pay routine bills each month such as monthly internet/WiFi bills, electricity, water, TV, BPJS and lain bills. Monthly bill payments will be paid automatically by credit card so that it is certain that there will be no delays resulting in fines. With this benefit, it is also longer and convenient, even you will also get Mega Rewards points.

  1. Mega Reward Point

Make transactions using the Bank Mega credit card , you also have the right to get Mega Reward points. You will get 1 point for every purchase worth IDR 25,000 with this credit card, valid for multiples. Well, points that have been successfully collected can then be used to make purchases at Metro, Carrefour, Coffee Bean, Robins and others.

  1. Mega recharge

Customers can also enjoy the benefits of the Mega Top Up feature, which consists of topping up the prepaid credit by automatic debit. However, for those of you who want to take advantage of this feature, you can first sign up through the 15,000 10 (PSTN) or 600 10 (HP) call center. FYI, you will still get reward points if you make transactions using this feature.

Mega bank credit card options for a salary of three million

If you are interested in making transactions using a Bank Mega credit card, first know which product is most suitable and in line with your monthly salary. As an illustration, here are some types of CC Bank Mega that are suitable for customers with a minimum wage of three million:

  1. Gold Card

The requirements to apply for a Mega Gold card must be at least 21 years old and have a minimum income of three million per month. Mega Gold Card is suitable for those of you who want to use a credit card for the first time with a limit of up to 2 million rupees.

  1. Platinum Card

There is also a type of mega platinum cc card that has a limit of up to 10 million RP, but the condition is that you must have a minimum income of 5 million per month. Recommended for those of you who love to shop and travel.

  1. Travel card

As the name suggests, this credit card is suitable for those who like to travel by plane as you can enjoy various free facilities up to more than 800 airport lounges in Indonesia and abroad.

  1. Transmart

Do you like shopping at Transmart or Carrefour? It is really mandatory to have this credit card as you will get a 10% discount and enjoy various attractive promotions from both supermarkets.

  1. Silver Card

In addition to the Mega Gold Card, you can also choose this type of credit card with offers that are no less attractive. Such as travel and travel packages, airline tickets, hotel promotions and many more.

Choose the right type of credit card

Making transactions using a Bank Mega credit card isn’t just for styles, make sure you really use it for your needs. In addition, you should also choose the type of credit card that suits the ability to pay installments later, as this payment system is like going into debt.

You get a loan up to a certain limit depending on the type of CC chosen. This means that each month you have the obligation to pay payments according to the provisions as well as the mandatory annual contribution. Often, new users pay little attention to things like this and only as long as they use CC.

Also, choose the type of credit card that suits your capacity and needs. For example, for those who want to use it for regular purchases each month, you can choose a Mega Card Gold or a Mega Card Silver with sufficient limits.

Tips for making transactions using mega  bank  credit cards with Safe

Making transactions using a credit card is not one hundred percent guaranteed to be safe, as security also depends on the user himself. For this reason, pay attention to the following important tips to be safe when making transactions using Mega credit cards:

  1. Online shopping on credible websites

Don’t shop randomly online, especially if you’re asked for personal data related to credit cards. Not to mention that if it turns out that the site does not have a high level of encryption/security, it could be that your credit card data has been stolen by individuals.

  1. Do not make transactions using public WiFi

For security reasons, avoid making credit card transactions using public WiFi, let alone free cards. Actions like this are very risky and can make you abuse by hackers.

  1. Does not store card numbers on mobile phones

Also, you should not store important information related to credit card data on your phone. Imagine if the phone was lost? Second, it does not exclude the possibility that it may be abused by others who want to give you a favor.

  1. Beware of fake emails

It is not uncommon for CC users to receive an email where they are asked to provide credit card information. It is better to be more careful, to distinguish which emails are official and which are not. CC numbers are confidential, especially passwords where both should not be informed to other parties, including Mega bank.

Are there any plans to use ormake a credit card? Indeed, recently, more and more people are interested in using credit cards for reasons of ease of payment. Whatever the reason, make sure you choose the appropriate type of credit card so that you can make transactions using Bank Mega credit cards comfortably, securely and without any obstacles.

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